About Real Estate Hub
Our Mission
Real Estate Hub provides free, accurate real estate calculators to help homebuyers, sellers, and investors make smarter financial decisions. No sign-up required, no hidden fees โ just instant results you can trust.
Our Calculator Tools
Mortgage Calculator
Calculate your exact monthly payment including principal, interest, taxes, and insurance. Supports both monthly and bi-weekly payment schedules.
Affordability Calculator
Using the industry-standard 28/36 rule, determine how much house you can realistically afford based on your income and debts.
ROI Calculator
Evaluate investment properties with cap rate, cash-on-cash return, and total ROI calculations โ the three numbers every investor needs.
Rent vs Buy Calculator
Compare the true 5, 10, and 20-year cost of renting versus buying, including opportunity cost and market appreciation.
Closing Costs Calculator
Estimate lender fees, title insurance, escrow, and other closing costs based on your home price and location.
Property Tax Calculator
Estimate your annual property tax bill based on state-specific rates โ from 0.28% in Hawaii to 2.49% in New Jersey.
Why Choose Us?
- 100% Free: All calculators are completely free to use, no premium tiers
- No Sign-up: No account required, no email needed
- Private: All calculations happen in your browser โ your financial data stays with you
- Accurate: Based on industry-standard formulas โ PMT for mortgages, DTI ratios, cap rate calculations
- Mobile-Friendly: Crunch numbers on your phone at an open house or laptop at the kitchen table
Our Commitment to Transparency
We believe in full transparency:
- Affiliate Disclosure: We may earn commissions from qualifying purchases through our affiliate links. See our Affiliate Disclosure for details.
- AI Content Disclosure: Some content on this site is created with AI assistance. See our AI Disclosure for details.
- No Hidden Agendas: We provide calculators because we believe informed consumers make better decisions.
Legal Compliance
We take compliance seriously:
- CCPA/CPRA: California residents have specific privacy rights. See our Do Not Sell page.
- GDPR: EU/UK users have data subject rights under GDPR.
- FTC Compliance: We follow FTC guidelines for affiliate disclosures and advertising.
Disclaimer
The calculators on this site are for informational and educational purposes only. They are not a substitute for professional financial advice, mortgage broker guidance, or real estate agent consultation. Always consult with a qualified professional before making any real estate decisions.