1. Information We Collect

1.1 Automatically Collected Information (Cookies)

We use cookies and similar tracking technologies to collect information about your browsing activity on Real Estate Hub. This includes:

• Google AdSense — Advertising cookies for ad display and tracking (uses cookies)
• Amazon Associates — Affiliate tracking cookies for purchase attribution (uses cookies)
• Google Analytics — Analytics cookies for traffic analysis (uses cookies)
• Browser type, device type, IP address, pages visited, time spent on pages

We do not make false statements about cookie usage. Our advertising and affiliate partners use cookies as described below.

1.2 Real Estate Hub-Specific Data

When you use our mortgage, affordability, ROI, rent vs buy, closing costs, and property tax calculators, data such as real estate browsing data, calculator inputs, affiliate link clicks may be processed. All calculations are performed locally in your browser — input values are not transmitted to our servers.

Data sensitivity: high (financial/real estate decision-making)

1.3 Information You Provide

If you contact us via email, we collect the information you voluntarily provide (name, email, message content).

2. How We Use Your Information

3. Third-Party Services & Data Sharing

We partner with the following third-party services that may collect your data through cookies:

4. Global Privacy Control (GPC) — Your Opt-Out Rights

We detect and honor browser Global Privacy Control (GPC) signals. When your browser has GPC enabled:

• We automatically opt you out of interest-based advertising
• We do not sell or share your personal information
• We stop cross-context behavioral advertising

How to enable GPC: Most modern browsers (Firefox, DuckDuckGo, Brave) support GPC. Visit globalprivacycontrol.org to learn how.

5. CCPA/CPRA — California Privacy Rights

If you are a California resident, under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), you have the right to:

• Know what personal information we collect, use, and share
• Delete your personal information (with certain exceptions)
• Opt out of the sale or sharing of your personal information
• Non-discrimination for exercising your CCPA rights

To exercise these rights, visit our Do Not Sell My Personal Information page or email us at contact@site-admin.com with subject "CCPA Request".

Response time: We respond within 45 days as required by CCPA §1798.135.

6. GDPR — EU/UK Data Subject Rights

If you are in the EU/UK, under the General Data Protection Regulation (GDPR), you have the right to:

• Access (Art. 15): Obtain a copy of your personal data
• Rectification (Art. 16): Correct inaccurate personal data
• Erasure (Art. 17): Request deletion of your data ("right to be forgotten")
• Restriction (Art. 18): Limit how we process your data
• Data portability (Art. 20): Receive your data in a portable format
• Object (Art. 21): Object to processing based on legitimate interests

To exercise GDPR rights, email contact@site-admin.com with subject "GDPR Request". Response within 30 days.

7. Data Retention

8. Children's Privacy

Our site is not directed to children under 13. We do not knowingly collect personal information from children under 13. If a parent or guardian becomes aware that their child has provided us with personal information, please contact us at contact@site-admin.com. We will delete such information promptly.

9. International Data Transfers

Your data is processed in the United States. For EU/UK users, we ensure appropriate safeguards under GDPR Chapter V for any cross-border data transfers.

10. Contact

General inquiries: contact@site-admin.com

CCPA requests: contact@site-admin.com (subject: "CCPA Request")

GDPR requests: contact@site-admin.com (subject: "GDPR Request")

Do Not Sell: Visit our Do Not Sell My Personal Information page