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Modesto 95356 4-Bedroom DOM Hits 52 Days — Inventory Up 38%

· by Jessica Tran · 3 min read

I pulled MLS data for 4-bedroom single-family homes in Modesto's 95356 zip code this morning. Median days on market: 52. That's the longest since October 2023 and the highest July reading since 2020.

Active inventory: 28 units. This time last year there were 19. That's a 38% year-over-year increase in supply.

For context on the 4-bedroom segment:

  • July 2025: 38 DOM, 19 active
  • January 2026: 45 DOM, 23 active
  • April 2026: 48 DOM, 25 active
  • July 2026: 52 DOM, 28 active

Median list price: $459,000. Median sale price (last 30 days): $443,000. That's a 3.5% sale-to-list discount — modest but growing. The 4-bedroom segment is moving slower than 3-bedroom homes in the same zip (41 DOM), which tells me buyers are sensitive to the higher price point.

What's driving the supply increase? I see 8 of the 28 active listings as new construction in the northeast section (Villagio at Beckwith). The builders are offering rate buydowns and closing cost credits. Existing homeowners trying to sell next to new construction are caught in a tough spot.

If you're buying a 4-bedroom in Modesto, you have room to negotiate. If you're selling, you need to price competitively with the new builds or offer a concession they can't match.

— Jessica